CHARTER ACADEMY SERVICES

RE1 & RE5 FSB EXAM PREPARATION

To act as a financial representative, a person must pass the Regulatory Exam 5 (RE5) set by the Financial Services Board (FSB) within two years of appointment. To act as a Key Individual (supervising or managing financial representatives), a person must pass Regulatory Exam 1 (RE1) also set by the FSB. Charter offers an on-line course combined with classroom-based training to produce optimal results. Successful students will be eligible for careers in banking and insurance after completion.

REAL ESTATE NQF 4 & 5

This the compulsory qualification for all estate agents and principals and is the first step in fulfilling the Estate Agency Affairs Board’s (EAAB) legal requirements (the other requirements are the passing of the Professional Designation Exam (PDE) and ongoing Continuing Professional Development (CPD)). Agents who enter the profession are required to complete a full 12-month internship and a logbook in addition to completing the qualification and writing the PDE

MORTGAGE CUSTOMER TRAINING

A compulsory course for new mortgage clients earning less R20 000 joint and single incomes. The course explains the value of a home as an asset and the role of mortgage finance and insurance. Skilled facilitators take attendees on a 2 hr journey which explains the legal covenants, costs involved and introduces budgeting techniques as a toll to improved household solvency and affordability. The course also covers the role of debt counsellors in remediating over-indebtedness. This is a classroom-based intervention which has greatly improved understanding of Home loans and reduced the incidence of payment defaults

HOME-QUEST-TRAINING FOR ASPIRANT HOMEOWNERS

This  1 ½ hr course provides a practical guide to homeownership. Attendees are introduces to the process of buying a home, the legal process and the various tenure ship options available. This course which is available to the communities and employed individuals offers a practical guide to mortgage finance, affordability and the government subsidy scheme (FLISP). It also addresses matters of over-indebtedness and provides a guide on how this can be addressed through debt counselling and payment remediation

FINANCIAL LITERACY TRAINING

Our financial literacy courses are aimed at empowering men & women of all ages, with valuable life skills. It enables them to make informed Financial & Life choices and helps them define their needs and wants. By providing a holistic approach to Financial Wellness, Charter teaches the basic principles of effective money management, to improve current financial situation, by taking control and staying in control of one’s financial matters

NEW VENTURE CREATION L2 & L4

Our financial literacy courses are aimed at empowering men & women of all ages, with valuable life skills. It enables them to make informed Financial & Life choices and helps them define their needs and wants. By providing a holistic approach to Financial Wellness, Charter teaches the basic principles of effective money management, to improve current financial situation, by taking control and staying in control of one’s financial matters